1871
A group of people in Berlin (now Kitchener), Ontario created a plan to protect their neighbours from the devastating hardships caused by fire and lightning. Economical Mutual Fire Insurance Company of Berlin issued its first policy on a house and barn on November 25.
1905
Western General Mutual Insurance Company was established in Woodstock, Ontario.
1937
Economical purchased Merchant's Casualty Company of Waterloo, expanding the company into Quebec.